Financial health is so important. This year one of the best goals you can make as a person and as a family is to have financial health. One thing we are working for is to travel more and to accomplish that we have to have financial health. Do you want to travel more? See the world? I know I do! We have six people in our family so it can sometimes be a challenge to afford all of the things we want to do, but being smart with our money, saving and staying on top of our budget has helped us so much. Something we do that not many people know about is use our Venture Card from Capital One to earn travel rewards that allow us to do more and go more places. We use the Venture Card for all of our everyday purchases and in return we earn rewards. Simply by using the card, we are capitalizing on something we do anyway (shopping) and turn it into a way to earn travel rewards.
Last fall my husband and I were able to take an amazing week long trip to the Turks and Caicos Islands. This trip would never have been possible if we hadn’t been budgeting and making sure we were financially healthy. Budgeting can be hard, especially if you are living paycheck to paycheck like we are and feel like you are financially stretched. This can also make saving for travel hard. That is just another reason that we love our travel rewards from our Venture Card from Capital One because it allows us to earn double miles so we can get more for our money and get rewarded for doing what we already do.
Other things to note about The Venture Card. is a travel rewards credit card offering double miles on every purchase – anywhere, anytime, and without the restrictions commonly found in rewards programs. This is great new because then I can decide how I want to use my miles. I can redeem them on any travel-related expense (like hotels, flights, cruises) and I can travel my way without being tied to a specific airline. When it comes to earning rewards, Venture Card works harder. In fact, 93 percent of major airline rewards cardholders would earn more miles with Venture Card, according to a random sampling of 489 major airline rewards cardholders.
Today I want to share 5 ways Financial Health can help you travel because we have been able to do more of this and I feel like it is important to get our and see the world. Even if it is just a day trip to somewhere close or a big vacation to another country.
- Set up a budget – figure out your income, bills, expenses, etc and make sure you are not spending more than you are making.
- Use a card like the Venture Card from Capital One to earn travel rewards for purchases you are already making. (Again, we pay off our balance every month)
- Make a list of (reasonable) places you want to visit, and start with the place you want to go more. Figure out how much you would need to visit there and start a savings to help you pay for it. Even if you only put $20 a paycheck into the fun, you would be able to go sooner than later with the rewards you can build up using your card.
- Make it a goal to get your debt paid off and stay out of debt. This will allow you more financial freedom to do what you want, when you want.
- Make smart choices with your money and sacrifice on the little things so you can have the bigger, better things.
What are some of your tips and ways to become more financially healthy?
I was selected for this opportunity as a member of Clever Girls and the content and opinions expressed here are all my own.
Anosa says
A fabulous scheme! Didn’t know you could earn points like that, im going to check this out as i love to travel
Mommy Pehpot says
Great post! We love traveling and finances can get in the way most of the times. Love reading your tips/ ways to help me travel more/
rika says
Very great post. Budgeting and Planning are very important! Thanks for sharing these tips
Hannah says
I think its super important to set a travel budget, that way you dont get caught up in the awesomeness of travel and spend more money!
Rosey says
I’d like to be out of debt but I am saddled with student loans right now. I hate them, but I appreciate what they got for me. 🙂
Melissa Bernardo says
These are very helpful tips. I need to start saving more so I can go on a nice trip!
MyTeenGuide says
These are very helpful tips. It’s very important that you know how to budget your resources when traveling.
tina says
The pictures you used are so amazing and make me want to book a trip right now. Very visually appealing!
Ron Leyba says
Budgeting is awesome. I mean, when the time comes that you want or need something, like travelling, you can make it happen in an instant.
Elizabeth O. says
Saving up and budgeting is always great because you always have extra to spend on whatever you want, like traveling. Thanks for the tips!
Jeanette says
This is exactly what we are doing! I was sick and tired of not traveling because we had so many bills. Now I have a little fun for traveling when we have enough we go on a fun trip.
Liz Mays says
This is very helpful advice. We’re planning on taking a lot more trips this year so we’ll have to be smart with our money.
jeni hawkins says
Great post! Thank you!
Robin Rue (masshole Mommy) says
I am all over our budget when we travel. I plan everything very carefully!